Our Services Making credit repair easy and effective for our clients. Credit Solutions Inc.is the leading firm in credit report repair for a reason: we make the process easy and effective for our clients. Our services have proven so effective that participating Concord-level clients have seen an average of 8.7 total removals from their three credit reports by month 3, and 28.6 total removals by month 12.** (Your results will vary) Credit Solutions Inc. leverages your consumer rights and our unparalleled experience to engage the credit bureaus and your individual creditors. We work on your behalf to remove questionable negative items from your credit reports.
How can bad credit be legally repaired?It is your right and responsibility to assure the accuracy of the items on your credit reports. If information recorded on your credit reports does not accurately represent your behavior as a consumer, then you have the right to request that questionable information be removed from your reports. The Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA) and the Fair Debt Collections Practices Act (FDCPA) afford you the legal right to dispute inaccurate items on your credit reports with the credit bureaus and your individual creditors.
The most popular method for restoring bad credit is the credit bureau dispute. Because of the Fair Credit Reporting Act, you have the right to dispute and delete any items on your credit report that you feel are inaccurate, untimely, misleading, biased, incomplete or unverified.
When you dispute a questionable negative credit item with the credit bureaus, you are demanding that they perform an investigation to determine whether or not the item should be listed on your credit reports. If the credit bureau cannot verify the accuracy of the item, then they are required to correct the listing or completely delete it from your credit report.
Another facet of credit repair is to work with your creditors to remove the negative items from your credit reports. Your creditors have the ability to delete negative items from your credit reports at any time. With more cooperative creditors, sometimes all it takes is to ask the creditor to adjust or delete a negative credit listing. In situations where this non-confrontational approach is not sufficient, the various consumer protection acts provide you with tools for forcing creditors and collections agencies to prove the accuracy of the reported accounts.
By using some or all of their legal rights to fair and accurate credit reporting, thousands of people have legally and successfully restored their credit and increased their credit score.
Check Out Our Success Rate! Credit Report Classifications # of Deletions
Late Payments (including Late Payment History) 152,215 Collections (including Collections, Charge-Offs, Settlements, Repossessions and Foreclosures) 412,254
Public Records (including Bankruptcies, Garnishments, Judgments and Tax Liens) 63,236
Personal Info (including Address Corrections, Name Corrections, Employment History and Inquiries) 19,405 Total Negative Items Deleted as of 1/10/2011) 647,110
How It Works
How Credit Repair Works Credit Solutions Inc. makes credit repair easy for you. Simply send us a copy of your credit reports, tell us which items should be disputed, and sit back and relax while our firm works on your case.
Learn about our credit repair process What Credit Repair Costs Your credit score is a key factor in determining the interest rates you pay for cars, mortgages, credit cards, and other loans. For as low as $600.00, you can get help taking action on the credit files that largely dictate your monthly interest payments.
WHAT WE CAN DO FOR YOU?
We have successfully helped remove or improve questionable items on credit reports including:
· Late Payments · Collections · Charge Offs · Bankruptcies · Inquiries· Repossessions · Judgments/Liens · Child Support · Personal Information
WHY CHOOSE US?
At Credit Solution Repair we offer personalized and proven credit repair programs. We take great pride in making a difference in each individual’s life. We understand everyone’s credit and financial situation is unique.
WHY SHOULD YOU REPAIR YOUR CREDIT?
Your credit score is the biggest determining factor lenders look at when assessing your risk for any type of loan. This 3-digit number affects the outcome of you getting an auto or home loan, or even renting an apartment or getting a job; not to mention if you want to refinance your mortgage, manage your debt, and save for the long run. And if you are able to qualify for a loan, your credit score affects the rate you will be offered. Because of this, having a healthy credit score may save you hundreds of dollars every month because you'll be paying much lower interest rates.
If you have a low credit score then credit report repair may be the right solution to help you qualify for the lowest rates available to you. Credit report repair may help you achieve the financial freedom you've been looking for.